Empowering Funding success with Integrity and Reliable solutions.

Flexible asset finance solutions designed to help businesses acquire essential assets without impacting cash flow. We finance vehicles, machinery, technology and specialised equipment, structuring terms to align with your operational and growth objectives.

Commercial Finance

Tailored finance for cars, Utes, Vans, Trucks, and specialist vehicles used for business purposes. Whether you’re purchasing a single vehicle or upgrading existing assets, we structure competitive finance solutions to support your business needs.

Fleet Finance

Scalable fleet finance solutions for businesses managing multiple vehicles. We help streamline funding, improve cash flow and structure flexible terms that support business expansion and efficient fleet management.

Equipment & Machinery Loans

Finance solutions for plant, machinery, and equipment across construction, transport, medical, manufacturing, and professional industries. Our structures allow businesses to upgrade, replace or expand equipment while preserving working capital.

Low-Doc Business Lending

Simplified documentation finance solutions for self-employed businesses and SMEs. Asset-backed low-doc lending enables faster approvals while still delivering competitive and flexible funding options.

ATO Debt & Cash Flow Solutions

Practical funding solutions to assist businesses in managing ATO obligations and short-term cash flow pressures. We structure finance to stabilize operations while supporting long-term financial recovery.

Debt Consolidation

Combine multiple business and asset-related debts into a single, manageable facility. Debt consolidation can simplify repayments, improve cash flow, and provide greater financial clarity.

We empower your goals with clarity, care and custom finance!

Tech-Driven Precision

We use AI and the latest technology to remove confusion, analyze the best options and deliver tailored lending solutions making your finance journey smarter, quicker and more accurate from start to finish.

Exceptional Service

Our approach blends high-tech tools with a warm, human touch. We guide you at every stage, ensuring your loan process is smooth, stress-free and backed by ongoing expert support.

Empowered with Integrity

We believe financial success starts with knowledge. That’s why we simplify complex terms, educate you along the way and help you make confident, long-term decisions rooted in honesty and trust.

Access the Right Loan from Trusted Lenders

Choose from over 60+ of Australia’s leading banks and non-bank lenders to find the perfect loan tailored to your needs, goals and lifestyle.

We Guide You Every Step of the Way

1. Consultation

We assess your business needs and find the best asset or equipment finance solutions.

2. Select Your Asset

Already have an asset in mind?Great. Need help sourcing one? We can assist.

3. Approve & Acquire

Once approved, finalise the paperwork and acquire your asset — quickly and simply.

Schedule a Discovery Call

Unsure where to begin?

Need more details or want to chat? Book a free 15-minute discovery call with our team of financial experts. It’s the perfect starting point—or next step—towards achieving your financial goals.

Time zone
Sydney, Melbourne Time

What Our Happy Clients Say

Real stories from real people. See how Mercur Financial has helped individuals and businesses achieve their goals with tailored lending solutions, expert advice and a personal touch every step of the way.

I contacted Mercur Financial for the purchase of a used car I fell in love with. From start to finish, Ish made the experience so simple and kept me updated every step of the way. Her persistence and professionalism was outstanding and I was driving my dream car within the week. I would highly recommend Mercur Finance for any of your car financing needs.

Kerrie Sheppard Melbourne

“I had such a smooth and stress-free experience with my mortgage broker. They explained everything clearly, guided me through every step of the process, and always made sure I felt confident with my decisions.

Harwinder Kaur Brisbane

Ishh Chawla was absolutely amazing in helping me get finance for my new car😀helped me every step of the way.and got me a great rate...very knowledgeable and helpful.would highly recommend ishh and her services..thank you Ishh

Debbie Beynon Sydney

Very experienced and very knowledgeable from start to finish she explained very well and made it stress free highly recommended

Jasdeep Kaur Melbourne

Say Hi to isHh!

Looking for expert advice? Simply leave your details and our team will be in touch to guide you—no stress, no jargon.

Once you leave us an enquiry, we will call you within 24 hours for a quick 15 minutes phone call to discuss your loan needs and provide you with more information. From there we will lock in 60-minute Discovery meeting. We will guide you through the application process. Our goal is to make the process as smooth and fast as possible.

Talk to Us

Have us call you

Head Office

146-148 Thistlethwaite St South Melbourne, VIC 3205 Australia

Ishmeet Chawla (562115) and Mercur Financial Services Pty Ltd (565667) are authorized credit representative of National Lending Group Pty Ltd (Australian Credit Licence 412778)

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